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1. Intelligence
Every deal is different. TDC analyzes the deal structure, vehicle, trade-in, and regulatory requirements and determines exactly what tasks, documents, forms, and disclosures are required for that specific deal.
2. Automation
TDC handles what can be automated—fraud checks, ID verification steps, form generation, disclosure delivery, document staging—so your team isn’t relying on memory.
3. Enforcement
For required steps that must be completed manually, TDC makes them unskippable. If a disclosure, form, verification, or document is missing, the deal simply cannot progress until it’s completed. Only authorized staff can override—and all overrides are logged.
- Step 1 — Customer Intake & Customer Tools
- Step 2 — Deal Analysis & Automations
- Step 3 — Enforcement & Final Digital Deal Jacket
A. Customer Intake (Kiosk + Portal)
TDC begins with customer-entered, not dealer-entered, data.
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Kiosk Onboarding
- Customers authenticate with a one-time passcode (OTP) sent to their phone, creating proof that they entered their own information.
- They scan their ID and documents; TDC automatically reads and pre-fills core data (name, address, DOB, license number).
- Credit applications are completed with mostly pre-filled data—customers simply verify and add income/employment details.
- All required compliance consents are displayed clearly, signed digitally, timestamped, and delivered automatically.
Buyer Portal
- Progress is saved automatically, allowing customers to return later without re-entering information or repeating steps.
- Customers can log into their Portal via any device.
B. Customer Tools (Glove Box & Secure Sharing)
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Digital Glove Box
- All disclosures and purchase-related documents are delivered directly into the customer’s portal.
- Customers can store and access these documents anytime.
Secure Document Sharing
- Customers can upload scans or photos of required documents directly from their device.
- Dealership staff can send documents back securely through the same portal.
A. Rules Engine: Deal-Specific Analysis
Once deal details are entered, TDC’s rules engine analyzes the full structure of the transaction.
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Deal Metrix
- Finance type
- Vehicle purchase type
- Trade-in status
- State and federal requirements
- Your dealership’s internal requirements
- Red Flags results
- Identity discrepancies
Outcome:
TDC determines exactly which compliance tasks are required for that specific deal.
B. Automations: Tasks TDC Handles Automatically
While your team works the deal, TDC automatically completes many steps in the background.
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Impact
These automations remove 15+ manual tasks from every deal, reducing bottlenecks and preventing skipped steps.
A. Tasks Section
For steps that require human action, TDC enforces completion.
Unskippable Tasks Examples
- Income / housing expense verification
- Additional ID uploads
- Missing documents uploads (trade registration, insurance, titles)
- E-signing of internal forms
- Identity verification quizzes (when Red Flags require it)
B. Final Output: Complete Digital Deal Jacket
TDC automatically produces a full, audit-ready jacket containing:
Audit Ready Deal
- Every required form, signed and timestamped
- All disclosures delivered to the customer
- All customer-entered data with audit trail
- All compliance checks completed and recorded
- All uploaded documents organized in place
- A full chronological activity log
Why it Matters
If a regulator or any reviewing party later needs to confirm income, identity, or disclosures, you have exact proof of every customer action and every required step—searchable, timestamped, and defensible
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How does TDC enforce compliance throughout the deal cycle?
TDC analyzes each deal, determines required tasks, automates what can be automated, and makes all remaining human steps unskippable. A deal cannot progress until every required disclosure, verification, and document is completed.
How does TDC prevent skipped steps by my staff?
TDC consolidates the entire workflow into one system and enforces completion of required steps. Manual tasks like income verification, ID uploads, and additional documents must be completed before the deal can advance, and overrides are fully logged.
What parts of the process does TDC automate?
TDC automates identity checks, license verification, form generation and staging, disclosure delivery, vehicle history reports, open recall checks, internal forms staging, and document routing—removing 15+ manual tasks per deal.
Does TDC slow down my sales process?
No. TDC speeds it up by automating 15+ manual steps per transaction, reducing data entry, eliminating trips to the copier, and delivering a complete, organized deal jacket directly to F&I—so deals move faster from Sales to Finance with fewer delays.
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